Master Membership Agreements and Member Services Disclosures that get the job done. We have the "letter regulations" and the disclosures they require covered. Electronic Fund Transfers, Truth-In-Savings, Privacy Policy...you name it and we do it. But we also do it with style, efficiency and language that makes all these disclosure requirements much easier to manage than you may be accustomed to.
Granting loans is probably the most important job of every credit union. Consumer loans of any type can be made member-friendly using our unique, simplified forms that permit your walk-in, online or telephone members to apply for any loan (including leasing) you have in your portfolio using one multi-purpose application. Open-end or closed-end, you choose. We’ll show you how a truly efficient system works.
Closed-End, Open-End Home Equity Lending, and even Open-End Lending in Texas! Home Equity Lending programs are our specialty. Credit unions, examiners and attorneys alike continually praise our approach to both line-of-credit and traditional closed-end mortgage loans. More than that, we help you keep disclosures that need annual re-calculations up to date. One less worry, wouldn’t you agree?
Of growing interest to many credit unions is Business Lending. Whatever the stage of your business loan thinking, we have the expertise and the programs to put you into this highly profitable lending area. One look at our Business Membership and Business Loan documentation and one brief conversation with our Business Lending experts and you will be convinced.
Here is where Oak Tree directs the majority of its resources. All forms requiring state and/or federal compliance are reviewed by our appropriate legal counsel before you receive them and then periodically, as long as you are an Oak Tree Customer. Unique? You bet, but totally expected from Oak Tree.
It used to be that when anyone talked about forms, pre-printed versions immediately came to mind. Although pre-printed forms are still a very important component, the era of laser-generated and/or web-based forms is either in place at your credit union or soon will be. We correspond directly with your data processor to ensure a “no work, no worry” installation.
Data Linking (also known as “Mapping”) is the process of collecting data from your data processing system and linking that data to the appropriate field on a loan (or other) form so that all of the fields are properly completed.
Oak Tree Business Systems, Inc.’s Data Services Department makes the linking process fast, low cost and reliable for the essential information links you need.
Oak Tree provides support and direction on the use of your lending and operational documents through our training staff. You will have unlimited access via email or our toll-free number to assist you with any questions or concerns. We also offer available on-site training and education at your credit union!
Marketing support, training, compliance reviews, data linking and unlimited, toll-free telephone support are just some of the Oak Tree customer advantages.
If you would like to know more about Oak Tree Business Systems, Inc. and the products we offer, we would like to present ways Oak Tree can be of benefit to your credit union.
Click here to CONTACT OAK TREE BUSINESS SYSTEMS or call toll-free: 1-800-537-9598
