A fascinating topic that we all love to talk about is disclosures. Disclosure regulations do change every so often, so credit unions must make sure that their small print is up to date. Making sure to follow along with which disclosure forms go with which account or making sure that all your staff is aware about the updates is imperative to the company. Mind that that compliance examiners are always monitoring which forms each credit unions are using.
"And remember, this is but one of many examples. Involve yourself with the credit union industry long enough and you find change to be a constant. New rulings and regulations from the CFPB constantly impact forms. So, it is imperative to make sure your small print is up to date, Yet it is also important to make sure you are disclosing proper information depending on the circumstance."
Following along with the correct regulations will allow for the credit union to be at ease. Additionally, getting familiar with the different types of disclosures the credit union has is very important in understanding which disclosure is for which. Becoming familiar with the small print and working closely with your peers allows for a compliance officer to whisk away.
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